PLANS

Corsana Group Benefits enrollees will receive valuable benefits, including:

-      Extended Health Care including Massage, Vision & More

-      2 Optional Dental Plans

-      Emergency Travel Benefit & Trip Cancellation



Corsana Plan Details

For a comprehensive outline of the Corsana plan including full plan details, enrollment forms and rates, please select your province from the list below.

PREMIUM PAYMENT

A deposit and first month premium payment are required with each enrollment. Both payments are equal to the monthly premium for the plan into which you are enrolling. Following your enrollment, ongoing monthly premium payments are made by pre-authorized, automatic debit from the chequing account of your choice.

The withdrawal will occur on the first of each month.

DEPOSIT CHEQUE

Your deposit cheque is to be dated the same as your enrollment forms and WILL be cashed when the enrollment forms are received. This cheque is NOT VOID. The amount should be equal to the monthly premium for the plan into which you are enrolling. The amount will be held in trust for the duration of time you are covered under the Corsana plan and may be used to pay for your last month's premium should you choose to cancel OR may serve to ensure there is no disruption in your coverage should we not be able to collect payment from you in any given month - ie. insufficient funds.

FIRST MONTH PREMIUM

Your first month premium cheque is to be dated for the first of the month in which your coverage will begin. This cheque is NOT VOID. The amount should be equal to the monthly premium for the plan into which you are enrolling. This amount will be used to cover the cost of your first month of coverage under the plan. Each monthly premium following your first month will be drawn from the same account.

DON'T USE CHEQUES?

We offer alternate solutions for making deposit and first month premium payments, ask an associate for more details.

LET'S TALK
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HEALTH CARE

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DENTAL COVERAGE

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EMERGENCY TRAVEL BENEFIT

FREQUENTLY ASKED QUESTIONS

  • Am I really guaranteed coverage regardless of my medical history?

    Yes. You and your family members are guaranteed the Essential or Essential Plus health plan regardless of pre-existing health conditions and the health of your dependents. The Essential and Essential Plus health plans are available to all eligible enrollees regardless of hours worked, employment status or time of enrollment. Enrollees who are actively working for an endorsing organization/association and are in a 60-day open window will be guaranteed the Complete or Complete Plus health plan.

  • Can I keep my coverage if I am no longer employed at or a member of the sponsoring organization/association?

    Yes, you can. Our coverage is both portable and flexible. Once you have enrolled in the Corsana plan as a result of employment at a participating organization or membership at a sponsoring association, you may continue to be covered by the plan until you choose to leave. Your health and dental coverage will continue under your current plan option.

  • What is the definition of an endorsing organization or association?

    An endorsing organization or association is an entity that actively communicates the availability of our plan to its employees or association members. If you are unsure of your organizations endorsement status or are interested in endorsing our plan, please contact us and we'd be happy to help!

  • I am a temporary part-time employee; does Corsana have anything for me?

    Definitely. We offer a wide range of health plans to fit your needs and your budget. You may also add one of our two optional dental plans. 

  • I have extended health care and dental benefits through my spouse’s group plan. Is there anything in this plan for me?

    You're fortunate enough to be covered under another group plan and that's a good thing! The Corsana plan offers health and dental benefits to those who do not  already have them so, at the moment, we wouldn't have anything to offer you. However, if for some reason you lose those benefits in the future be sure to contact us within 60 days and we'll be able to offer you health and dental coverage.

  • If I enroll in Corsana, what happens to my health and dental coverage when I reach age 65?

    Nothing! Your health and dental plans will continue but your rates will change.

  • What does “actively at work” mean?

    In order to be considered actively at work, you must be an employee, scheduled to work, and not away from work for any reason such as a disability or maternity leave.

  • What happens if there is a change in my employment status like retirement or reduction in hours, and/or may family status?

    This is your plan and is not administered by your employer or association. Therefore, it is your responsibility to notify us of any changes to your family structure (I.e. marriage, welcoming a child). Please note that changes in coverage will only be made the first of the month following the date our office is notified in writing. Changes in coverage will not be made retroactively.

  • What is a 60-day open window?

    The term 60-day open window refers to a one-time opportunity to receive guaranteed coverage, in the Complete or Complete Plus plan.

    60-day open window opportunities arise from the first of the following occurrences:

    • Initial hire date at the participating organization

    • Losing group health coverage as a result of retirement from a full-time position

    • Losing group health coverage as a result of a transfer from full-time to part-time

    • Losing group health coverage as a result of turning age 65

    • FIRST offer from the participating organization of non-temporary or non-contract employment


ARE YOU PREPARED FOR THE UNEXPECTED?

You never know what the future holds, but with Corsana, you will have peace of mind knowing that you and your family are well protected.

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